Ask if your favorite store offers a reward program. Baker's offers a club card you swipe every time you shop to get their discount prices. HyVee's checkout spits out Catalina coupons to use on your next purchase when you purchase certain items. Register all of your grocery and drugstore cards at Upromise.com, and they deposit 1% - 5% of the purchase price of thousands of different brands into a college fund for the person of your choice!

Some lucky shoppers get to take advantage of "Double Coupon Sales" or even "Triple Coupon Sales" where the store actually doubles the value of the coupon, up to a certain amount. For example, the store may advertise "Double Coupons up to 99?!" Any coupon value 99? or lower, will be doubled, but $1.00 and up will be normal value. The store themselves eat the doubled value as an incentive to pull in shoppers.

Be sure to browse the Clearance Sections of your store. Target is known for having deep discounts on their end shelves hidden in the store. Also, if your coupon boasts "Valid on ANY size", buy the trial size! Be sure to calculate if you are getting a deal. Sometimes, it may still be cheaper to buy a generic brand of something, than to use a coupon on a name-brand something.

If the price of a product is more than the value of your coupon (ie Shampoo is 99? and you have a $1 off coupon), it is up to the store whether they will give you whole value of the coupon (where you make a profit) or just deduct the cost of the product. Either way, the store will be reimbursed for the full amount of the coupon plus the standard 8? redemption fee they receive. So, even though cashiers act like they hate coupons, it's in the store's best interest to accept them.

Rebate and Refund forms are another way to "cash" in on savings. These are obtained the same way coupons are, only they are not as plentiful. The best ones offer "Try Us Free!" Read the fine print, as most require you buy the product within a specific time period, and mail in the cash register receipt (with the purchase price circled) along with the UPC barcode from the product. Mail in as soon as possible, so it doesn't get forgotten about before the deadline. Many, many people forget to mail in their forms or don't read the fine print and miss out.

Stores, like Ace Hardware and Office Max, offer their own rebate booklets where you can take advantage of multiple offers with one form to get cash back. Some stores, like Walgreens, Shopko and Menards, offer their "cash back" in the form of store credit. You can turn around and use your store credit next month to buy new products that are FAR (Free After Rebate)! And you can combine coupons with rebates!

"Triple Plays" are music to Couponer's ears. This can mean that 1) the product is on sale, 2) you have a coupon and 3) the store offers a monthly rebate program. Or 1) there is a store coupon, 2) you have a manufacturer coupon and 3) you have a mail-in rebate for that product. The possibilities are endless. And most possibilities turn out with totally free products.

Unfortunately most perishable items do not have coupons for them. But you can still save! Watch when meat is marked down. Markets must sell their cut meat after so many days, so you can get meat 50% off or more on the cut off day. If you don't need any meat for the next few days to use it, freeze it to use later! Also watch for big ten pound tubes of hamburger to go on sale, as it is a lot cheaper per pound. Buy some freezer bags and divide it up into smaller portions and freeze.

Long timer couponers have year long supplies of certain stockpiled items, like toothpaste, razors, shampoo and cleaning supplies. When they are out of an item, they simply "shop" their stockpile closet. Not only did they save money buying the item, they saved time not having to run to the store to buy it again.

And There's More Coupons!

Watch for coupons to save when dining out at your favorite restaurant, to get a free membership to the gym, or even to save 25% off new clothes at the mall boutiques. These are also found in Entertainment booklets, newspaper ads and printable online.

Now, that you know how to save on most everything you need or want, there are also virtual coupons! Most online merchants offer promotional codes to be used during the checkout process for percentages off your purchase or even free shipping. ShoppingBookmarks.com categorizes thousands of coupon codes for hundreds of merchants. No need to go out now. Sit in front of your computer and have your good delivered to your door for less!

About The Author

Kim Rowley (aka http://www.ShoppingKim.com) is proud to boast that she is a "Coupon Queen" when it comes to saving money feeding and clothing her four children in Pierce, Nebraska.